A Hospital Indemnity Policy† is not Medicare Supplement insurance nor is it a substitute for Medicare Supplement insurance.
If you are eligible for Medicare, please read the Guide to Health Insurance for People with Medicare available from the Company.
Hospital Indemnity Insurance Policy† form series HI21BFLIC is underwritten by Bankers Fidelity Life Insurance Company®. For Missouri residents only: The form number for the Policy is HI21BFLIC MO.
Limitations and exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Application to determine eligibility required. Product availability and benefits can vary by state. Products not sold in CA, CT, NY, or VT.
THE POLICY IS A HOSPITAL CONFINEMENT INDEMNITY POLICY. IT PROVIDES LIMITED BENEFITS ONLY. Benefits provided are supplemental and are not intended to cover all medical expenses. THE COVERAGE IS A SUPPLEMENT TO HEALTH INSURANCE AND NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL TAX PAYMENT.