The Benefits of Vantage Flex Plus

Issue ages: 18 – 85

Vantage Flex Plus™ can help cover the out-of-pocket cost associated with:

Guarantee Issue Age 64½ – 65½

Plans: Individual, Individual & Spouse, Individual & Child(ren), Family Plan

Urgent Care

Emergency Room

Daily Hospital Confinement; Amounts $100 – $750*

Hospital Admission;
     amounts $100 – $5,000*

No Networks or Deductibles

Observation Room

Customizable Coverage with Optional Benefits

Ambulance: Air, Ground, Water

Benefit Period Options are 3 – 10, 15, 21, 31 days or First Day Hospital Confinement*

*Amounts and periods vary by state.

Did You Know?

Map for Medical Debt
Average cost 3 day hospital stay

How Hospital Indemnity Works

Hypothetical situation:*

You have a Medicare Advantage Plan that has a co-pay of   $300/day

The plan covers days 1 – 6  of inpatient hospital care

You experience an inpatient hospital stay that lasts  5 days

Your Medicare Advantage co-pay is $1,500

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You PAY $1,500 ($300/day co-pay x 5 days = $1,500)*

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Here’s how a Hospital Indemnity policy can help to cover your out-of-pocket costs:

Since you were in the hospital for 5 days, you will RECEIVE 

$1,500

which you can use to help cover your Medicare Advantage co-pay or use as you see fit.

You Have a customized hospital indemnity plan that pays 

$300 daily benefit

for hospital confinement with a 5 day benefit period.

After being confinement-free for

30 days,

if you are admitted to the
hospital again within your policy year, no worries.

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You RECEIVE $1,500 ($300 daily benefit x 5 days = $1,500)*

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*Example is hypothetical. Costs and benefits may vary.

Agent Support

Questions about Vantage Flex Plus™?

Need to order supplies?


Simply fill out the form below with your agent information and an agent from our Agent Support team will be in touch with you.


You may also contact them at 866.458.7503 or email agentsupport@bflic.com

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For Agent Use Only

A Hospital Indemnity Policy† is not Medicare Supplement insurance nor is it a substitute for Medicare Supplement insurance. 


If you are eligible for Medicare, please read the Guide to Health Insurance for People with Medicare available from the Company.


Hospital Indemnity Insurance Policy† form series HI21BFLIC is underwritten by Bankers Fidelity Life Insurance Company®. For Missouri residents only: The form number for the Policy is HI21BFLIC MO.


Limitations and exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Application to determine eligibility required. Product availability and benefits can vary by state. Products not sold in CA, CT, NY, or VT.


THE POLICY IS A HOSPITAL CONFINEMENT INDEMNITY POLICY. IT PROVIDES LIMITED BENEFITS ONLY. Benefits provided are supplemental and are not intended to cover all medical expenses. THE COVERAGE IS A SUPPLEMENT TO HEALTH INSURANCE AND NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL TAX PAYMENT.