Recovery from injury and illness on your own terms.

Learn the specifics of Vantage Recovery by downloading the sales brochure and outline of coverage.

Access the state availability map to see where Vantage Recovery is available.  

Recovery from injury and illness on your own terms

*for your state specific Outline of Coverage, login to ADDS® 

The insured may enter the nursing facility directly from their home; there is no pre-hospitalization requirement.

No Prior Hospitalization Required

A policy cannot be cancelled due to changes in health as long as premiums are paid on time, either in advance or during the grace period.

Following confinement in a nursing home, and after being confinement-free for six consecutive months, 100% of the benefit period is restored. If a Home Health Care Rider is issued, this also applies. The lifetime maximum benefit is two times the benefit period selected.

Full Restoration of Benefits

Benefits of Vantage Recovery

Coverage Options

Choose the coverage that fits you and your budget - You can select daily benefits up to $300 and benefit periods of 90, 180, 270 or 360 days. Benefits can begin as early as day 1 or as late as day 21 after nursing home confinement or home health care begins.

Guaranteed Renewable for Life

Broad Definition of Coverage

Benefits are paid when the insured is unable to perform any of the two of five Activities of Daily Living and their physician verifies that it is medically necessary for a nursing home stay.

Optional Riders 

Optional riders are available to enhance coverage. Riders include the Home Health Care and Cancer First Occurrence Benefit Rider.


It can be hard putting your sales tactics into the consumer’s perspective. Get yourself up to speed on the latest Short-Term Care statistics to better understand the need for this product. 

This consumer-facing video is a great resource to share with clients to give an overview of Vantage Recovery®. 

This video provides you as an agent with a detailed overview of Vantage Recovery®.

Questions about Vantage Recovery? Need to order supplies? 

Simply fill out the form below with your agent information and a representative from our Agent Support team will be in touch with you. 

You may also contact them at 866.458.7503 or email

Agent Support

For Agent Use Only

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*Product availability and benefits can vary by state. State version Sales Brochures and Outlines of Coverage may apply. Please visit ADDS for your licensed state(s) specific collateral.

Short-Term Care Nursing Facility Confinement Policy form B 21702 underwritten by Bankers Fidelity Life Insurance Company®, Atlanta, GA. Limitations and Exclusions apply; actual policy provisions control. Rates subject to change on a class basis. Application to determine eligibility required. Product availability and benefits may vary by state.


BFL CP LP 7013                                                                                                                                                                                                                                                 1/2020